Yes. You can switch your CST^TM Advantage Plan to another CST RESP (Individual Savings Plan or Family Savings Plan) or to another RESP company. Please note that in transferring to another RESP company, you will forfeit your sales charges and income earned. If you transfer to the Individual or Family Savings Plan, your group plan benefits will no longer be available to you, but the income will be retained and you may be eligible for a partial CST Loyalty Bonus, when your beneficiary attends post-secondary school.