Yes, you are! If you have transferred from CST^TM Advantage Plan to the Family Savings Plan or Individual Savings Plan, you may be eligible for a partial CST Loyalty Bonus. The refund is calculated based on the sales charges paid and the length of time you stayed in CST^TM Advantage Plan. If you transfer to a Family Savings Plan or Individual Savings Plan, you may be eligible for a refund up to 25% of the sales charges paid. CST^TM Advantage Plans opened prior to October 3, 2007 and transferred to the Family Savings Plan or Individual Savings Plan may be eligible for a refund of up to 50% of the sales charges paid. 

To collect the partial CST Loyalty Bonus, the Plan must remain with CST Savings Inc. until your Beneficiary becomes eligible to receive an Education Assistance Payment (EAP). All eligible CST Loyalty Bonus is paid to the Beneficiary as part of their Education Assistance Payments (EAPs). For more information, please reach out to us at 1-877-333-7377.