To decrease your contribution amount, you could decrease the number of units in your CST^TM Advantage Plan (provided you maintain at least 1/10 of a unit). To initiate this change, please reach out to us at 1-877-333-7377 or email us at [email protected]. The sales charges paid to date on decreased units are kept in the Plan as a credit on your account, to be used to purchase additional units later. To learn more about 'Units', read 'What is a unit?" under the FAQ section Understanding CST Plans. For additional details on contributions, please refer to the Prospectus.